FINTECH & CRYPTO

Navigating the complex world of fintech and cryptocurrency regulation in Europe can be challenging.

At Sviridenko & Partners, we’re here to simplify the process.

We specialize in helping businesses secure the licenses they need to operate in these dynamic industries.

Whether you’re looking for an Electronic Money Institution (EMI) license, Payment Institution (PI) license,

Brokerage License, or need guidance on the Markets in Crypto-Assets (MiCA) Regulation, we’ve got you covered.

Fintech Licensing: EMI, PI, and Brokerage Licenses

If your business is involved in issuing electronic money or offering payment services within the European Union, obtaining an EMI license is crucial.

Our team guides you through every step of the process.

We’ll review your business plan to ensure it meets all necessary capital and compliance requirements and help you prepare a comprehensive plan that showcases your company’s goals, financial projections, and risk management strategies.

We don't just stop there.

We conduct thorough due diligence on all Ultimate Beneficial Owners (UBOs) and develop strong Anti-Money Laundering (AML) policies.

This includes creating risk management procedures and a sanctions policy to ensure full compliance with economic regulations.

Our expertise also extends to IT and security policies, covering everything from cybersecurity to data protection.

Once all the pieces are in place, we assist with submitting your EMI license application and guide you through any interviews or inspections that may follow.

For businesses providing payment services like money transfers or account information services across the EU, a Payment Institution (PI) license is essential.

We help you confirm your eligibility with national and European regulators, develop a solid business model, and provide detailed financial forecasts.

Our team also ensures your compliance with AML regulations and IT security standards, managing the entire application process from start to finish.

If you’re in the business of trading financial instruments, a Brokerage License is a must.

We handle everything from preparing legal and financial documentation to ensuring compliance with European Securities and Markets Authority (ESMA) regulations.

Additionally, we help you develop risk management systems to support your trading operations and meet regulatory requirements.

MiCA Licensing: Expert Guidance on Crypto Assets in the EU

The Markets in Crypto-Assets (MiCA) Regulation provides a unified framework for crypto assets across the EU, ensuring investor protection and market stability.

In Latvia, securing a MiCA license is essential for businesses involved in activities like token issuance or providing crypto asset services.

Our team assists you in every step of the MiCA licensing process.

We help define your business model, outline your operational framework, and develop compliance procedures

tailored to your specific crypto activities.

This includes creating AML and Counter-Terrorist Financing (CTF) policies, implementing consumer protection measures, and conducting thorough risk assessments.

From preparing your application to ensuring ongoing compliance, we are with you every step of the way.

Why Choose Sviridenko & Partners?

At Sviridenko & Partners, we offer more than just legal services—we provide peace of mind.

With our deep understanding of European regulations and extensive experience in the licensing process, you can trust us to handle your application with efficiency and precision.

We tailor our solutions to fit your business needs, helping you navigate the complex regulatory landscape with confidence.

Get in Touch Today

Whether you need help with fintech or crypto licensing—be it an EMI, PI, Brokerage License, or MiCA license —Sviridenko & Partners is here to help.

We are dedicated to helping your business achieve regulatory compliance and thrive in the competitive European

market.

Contact us today to find out how we can support your licensing needs and drive your success.